Sorry to hear about your accident and the damage to your car. I am not aware of any legal requirement that would require your employer to assist you with the repair costs unless your employment contract has a specific provision requiring them to do so. An even bigger worry for me when I hear of people using their cars for work purposes is the fact that most auto policies expressly state that they do NOT provide coverage if the vehicle is being used for hire or work purposes. This means an insurance carrier can attempt to disclaim coverage saying your personal policy does not cover work-related activities. Accordingly, the best advice I can give people is that if you are going to use your car for work purposes, talk to your insurance agent and make sure to get something in writing saying your insurance coverage will apply if you get in an accident while working. I hate paying for insurance as much as anyone else but you want to make darn sure you have proper coverage when you need it! Better safe than sorry.

Thanks for posting your question.

Jim
_________________________________
James B. Reed
NY & PA Injury & Malpractice Lawyer
Ziff Law Firm, LLP
Mailto: jreed@zifflaw.com
Office: (607)733‑8866
Toll-Free: 800-ZIFFLAW (943‑3529)
Web: www.zifflaw.com
Blogs: NYInjuryLawBlog.com and
NYBikeAccidentBlog.com