A B C D E F G H I J K L M N O P Q R S T U V W X Y Z #

• Examiner

• Exclusive Remedy

• Experience Rating

• Extent of Disability

Examiner: (WCB) Incumbent in the Workers' Compensation Examiner job title series who performs examining work, applying knowledge of law and of Board rules, regulations, policies and procedures to compensation and disability benefit case information. Among the actions regarding workers' compensation cases that Examiners may perform:
• determining whether a case should be indexed;
• evaluating claim forms and developing information required by judges for case decisions;
• requesting information (by phone, letter, etc.) needed for case development;
• evaluating whether a compensation case may be processed on an informal calendar;
• referring appropriate cases to the conciliation process; and
• preparing formal notices of decision based on judge's directions.

Exclusive Remedy: The premise on which the Workers' Compensation system is based: workers gave up the right to sue the employer in exchange for medical care for payment for their injuries.

Experience Rating: A method for determining an employer's workers' compensation premiums that reflects a) a comparison of the employers recent loss experience with the amount the employer would have been expected to pay if it had been an average employer in the same industry with the same payroll and b) the credibility or confidence assigned to the employer's loss experience. In practice, insurers assign no credibility to employers with average class premiums below a certain amount (e.g., $5,000/yr).

Extent of Disability: (WCB) A single-digit numeric code used by the WCB's Research and Statistics unit to characterize the disability classification assigned to a case closed with indemnity benefits. The codes are:

0 = Death case

1 = Permanent total disability

2 = Permanent partial disability (PPD) - Schedule award only

3 = Facial disfigurement award only

4 = Schedule PPD and facial disfigurement award

5 = Temporary disability only

6 = Temporary disability and facial disfigurement award

7 = Non-schedule PPD - Lump sum settlement

8 = Non-schedule PPD - No present loss of earnings

9 = Non-schedule PPD - Carrier to continue payments