Comments on: NY Insurance Department FAQ’s About NY No-Fault Insurance

By: Jim Reed

Jim Reed — Mon, 06 Feb 2012 15:03:01 +0000

IN NY, there is an order of priority as to what no-fault insurance carrier is required to pay in the event of a bus accident. If the bus passenger has their own no-fault coverage, that coverage is primary. If the bus passenger does not have their own coverage but someone within their household has coverage, then that coverage applies. If the bus passenger does not have their own NF policy and there is no NF coverage within their own household, then the insurance company for the bus must provide NF coverage. These rules of priority are set forth in Insurance Law §5103. Hope this helps!

Jim Reed

By: Ronald

Ronald — Sat, 04 Feb 2012 16:46:58 +0000

If I am injured while riding on a public bus, does no fault apply?

By: Auto Insurance, Auto Mobile Insurance, car insurance, Insurance Discount, Insurance Policy,Health Insurance

Thu, 12 Jan 2012 12:19:46 +0000

Just desire to say your article is as astounding. The clarity on your put up is simply cool and that i could assume you are a professional in this subject. Well together with your permission let me to seize your RSS feed to stay updated with imminent post. Thank you one million and please carry on the gratifying work.

By: jared

jared — Fri, 06 Aug 2010 08:18:20 +0000

If the insurance company denies your claim, are you stuck with the bill?

By: Jim Reed

Jim Reed — Sun, 09 May 2010 13:17:25 +0000

Julie: I will give you a call and see if we can help.

Jim Reed
NY Car Crash Lawyer
Jreed@zifflaw.com

By: Julie

Julie — Thu, 06 May 2010 16:48:59 +0000

I was in an accident where an 84 yr old lady ran a red light. I was just back to work after stress caused a small herniation in my neck so her hitting me caused me to loose 3 more weeks of work. I am still waiting after 2 months for my auto to be fixed. I got a demerit at work and never had one in 16 years. I have stress issues, neck pain, right arm pain, lower back pain and right ankel pain(never had the last 2 b4). This ladies negligence has taken a lot of time and running out of my life, i am unable to get to work union meetings as i am driving a substandard vehical. i had auto rental but Allstate called me 2 times a day and my mechanic constantly to get me to turn it in so i had it for 2 weeks and gave up the fight to keep it. I am so tired of dealing with this and what do i get? Is there anything i can sue for? I want to sue, i am angry she took all this from my life and my health is back to borderline and im in pain all the time again. Please write me back at my email not sure if i can find this one again. thanks so much. Julie.

By: Jim Reed

Jim Reed — Wed, 17 Feb 2010 19:05:25 +0000

Karen:

The answer depends upon the fee agreement you have with your attorney. An attorney should have a written retainer agreement spelling out the details of his or her representation of you. The retainer agreement should define the scope of the representation as well as how any attorney’s fees or costs should be calculated. You need to look at the written agreement between you and your attorney.

As to how I generally handle this issue in my office when I am representing NY and PA auto accident victims, I do NOT charge any fee on the no-fault medical award. The only exception to this general rule is when the NF carrier has wrongfully denied payment and I have to pursue NF arbitration to compel the carrier to pay the bill. The reason for this charge is that I am now performing additional legal services that do not fall under the terms of my written retainer agreement on the personal injury case. This is kind of like the plumber you have hired to fix your faucet charging you more if you now ask him to fix your furnace too.

I believe the best way to avoid any fee disputes with clients is to put everything in writing and to freely discuss any questions they may have about the fees. I would urge you to discuss the fee issue with your attorney ASAP.

Good luck.

Thanks for your great question,

Jim
_________________________________
James B. Reed
NY & PA Injury & Malpractice Lawyer
Ziff Law Firm, LLP
Mailto: jreed@zifflaw.com
Office: (607)733-8866
Toll-Free: 800-ZIFFLAW (943-3529)
Web: http://www.zifflaw.com
Blogs: NYInjuryLawBlog.com and
NYBikeAccidentBlog.com

By: Karen Lee

Karen Lee — Wed, 17 Feb 2010 18:05:49 +0000

I have a question. I was a pedestrian struck by a vehicle and have sustained serious injuries. Is my attorney permitted to take any fee money out of the 50,000. NO Fault medical award?
He states he is eligible for a portion of that money (even though I filed and have handled all correspondence with the insurance company involving the No Fault payments.)