Motorcycle Insurance Fallacy No. 1 – Bikers Already Think They HAVE the Right Insurance
September 21, 2009 8:26 am Motorcycle Accidents
FALLACY #1 Bikers Think They Already HAVE The Right Insurance
The problem isn’t that people don’t care enough to buy the right kind of insurance. And the problem certainly isn’t that people can’t afford the right kind of insurance, as will be discussed below. The problem is that people THINK they DO have the right kind of insurance when in fact they do NOT!
People often think they have great insurance (when in reality it isn’t nearly enough) because there are a lot of misconceptions about motorcycle insurance. I have heard these same misconceptions over and over again from people of varying ages and varying income levels. I don’t know how these misconceptions became so well rooted in the motorcycle community, but the most common ones will be exposed in this series.
This post is the first in an eight-part series on topics covered in my book, “Would You Ride Your Motorcycle Naked?” It is available FREE to New York and Pennsylvania bikers, and to those whose loved ones are bikers. Click the link above to get your free copy now, before it is too late!
Thank for reading,
Adam
______________________________
Adam M. Gee, Esq.
NY and PA Motorcycle Attorney
The Ziff Law Firm, LLP
303 William Street
Elmira, NY 14901
Phone: (607)733-8866
Fax: (607)732-6062
Email: agee@zifflaw.com
www.zifflaw.com
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September 21st, 2009 at 12:01 pm
A very good blog. Just in the past 9 months I’ve had to turn down 3 motorcycle accident cases involving severe injuries, including one that involved a death. In each one the motorcycle had no Uninsured/Underinsured Motorist coverage which was fatal to the claim. The other negligent drivers involved either were uninsured or only had $25K in coverage. Many motorcycle riders mistakenly believe that they are covered under their auto policy – WRONG. You need to purchase a separate motorcycle policy to be covered!!
September 21st, 2009 at 12:49 pm
Chris – thanks for your comment. Stay tuned – SUM benefits will be discussed in further installments of this series.
Adam M. Gee, Esq.
NY & PA Motorcycle Attorney
The Ziff Law Firm, LLP
303 William Street
Elmira, NY 14901
Tel. 607-733-8866
Fax. 607-732-6062
http://www.zifflaw.com
agee@zifflaw.com