Easy Way To Save 10% On Your Car Insurance, Says NY Accident Attorney

An online driving course in New York State offers motorists many benefits.

Online driving courses make sense for all motorists. Successfully completing a course (on your schedule) in New York State will lower your insurance premiums a minimum of 10 percent for three years, may reduce four points on your license (if you have violations) and will refresh your skills.

Like most people, I took the online course to lower my insurance premiums, but I found the course very informative and educational.

Insurance.com says that if you’re between 16 and 25, you can save about 15 percent each year on your auto insurance for taking a defensive driving class, and those over the age of 55 can get a discount of 5 percent.

According to the blog Lifehacker, online courses are about $35, depending on the type of class you have to take, and they usually take four to eight hours. They often give you several weeks to finish the course. Each time you sign in, you’re returned to where you last worked.

The New York Department of Motor Vehicles has a great website about its Point & Insurance Reduction Program. Please check it out.

Also check out the state’s list of approved courses.

Drivers in Elmira, Corning and the Twin Tiers can save some money – and make our roads safer for everyone – by taking an online course. It’s that easy. Save money and save lives. That’s a great combination!

Have you taken an online driving course? What tips do you have for my readers? Did you find the course challenging? Please share your thoughts with your neighbors!

Thanks for reading.

Jim
__________________________________________

James B. Reed
NY & PA Injury & Malpractice Lawyer
Ziff Law Firm, LLP
Mailto: jreed@zifflaw.com
Office: (607) 733-8866
Toll-Free: 800-ZIFFLAW (943-3529)
Web: www.zifflaw.com
Blogs: NYInjuryLawBlog.com and
NYBikeAccidentBlog.com


NY Car Accident Lawyer Explains Why Lawsuits Can Be GOOD and Save Lives!

'02 Monte Carlo Driver Airbag Deployment

These days, it’s popular to blame trial lawyers for almost EVERYTHING bad.  However, it’s important to remind folks of the GOOD that comes out of lawsuits that have served to make our lives safer.

Trial lawyers have helped in changing safety standards in everything from flammable pajamas that needlessly killed thousands of children to seat belt laws to safer workplaces to safer cars to safer highways….

The bottom line is  that consumer lawsuits have saved countless lives because corporate America responds to one punishment– HIT THEM IN THE WALLET AND THEY WILL RESPOND!  Sad to say but corporate engineers are constantly weighing the costs of improving a product to make a product safer versus the possible costs of lawsuits for people who are injured or killed because a less safe design was used.   Because of this cold, hard, dollars-and-cents analysis, the costs of a possible lawsuit have the direct effect of making products safer.  And that is GOOD for all of us!

A recent op-ed in the Washington Post about safer automobiles got me thinking about how trial lawyers have made a difference in all of our lives.

Gibson Vance, the president of the American Association for Justice, reminds us of the role litigation has played in improving safety for motorists. In the April 15, 2011, op-ed “How our cars got safer,” Mr. Vance said new National Highway Traffic Safety Administration (NHTSA) figures show that traffic deaths are at their lowest since 1949.

Mr. Vance observed that better technology, better regulations and better-informed consumers all made an impact, then he made this important and often-overlooked point: “History shows that litigation and the civil justice system have served as the most consistent and powerful forces in heightening safety standards, revealing previously concealed defects and regulatory weaknesses and deterring manufacturers from cutting corners on safety for the goal of greater profits.”

Rather than cave to ongoing pressure from auto manufacturers to ease regulations and limit liability, legislators must continue to hold manufacturers accountable and protect consumers’ access to the civil justice system.

Mr. Vance cites as an example the litigation that drove American automakers to universally implement safer switches on power windows. The deaths of seven children in a three-month period in 2004, killed by power windows in cars, and the litigation that followed, led U.S. automakers to change the switches from ones you push down to raise the window to ones you have to lift up to raise the window. Children no longer get trapped accidentally in the windows by leaning on the switches.

Mr. Vance also said the auto industry has, for years, “worked to undermine regulations and limits its liability by pushing for complete immunity from lawsuits when their vehicles comply with minimum federal safety standards.”

As he correctly points out, this would be DEVASTATING for consumers.

He concludes: “… Without the civil justice system, gas tanks would still explode in rear-end collisions, seat belts and airbags would not be standard, and cars would roll over onto roofs that would be easily crushed.”

An important report:

To learn more about the role of litigation in safer automobiles, read the American Association for Justice report, “Driven to Safety: How Litigation Spurred Auto Safety Innovations.” I think you’ll find it interesting, important and eye-opening reading.

Thanks for reading, Jim
_________________________________
James B. Reed
NY & PA Injury & Malpractice Lawyer
Ziff Law Firm, LLP
Mailto: jreed@zifflaw.com
Office: (607)733-8866
Toll-Free: 800-ZIFFLAW (943-3529)
Web: www.zifflaw.com
Blogs: NYInjuryLawBlog.com and
NYBikeAccidentBlog.com