Comments on: Accident Advice Part Two: Can I Sue My Spouse Who Was Driving?

By: Jim Reed

Jim Reed — Tue, 19 May 2009 20:57:44 +0000

Maria:

It’s tough to give a definitive answer from the little bit of information provided but the general rule is that you are not entitled to sue your own insurance company unless they have failed to pay for benefits that are covered under your policy. It sounds like you have already exhausted all the benefits under your policy and if that is the case, then you probably do not have a basis for suing your own insurance company for anything more. However, to be absolutely certain, I would STRONGLY urge you to consult with an experienced, local personal injury attorney. I wish you the best of luck.

Thanks, Jim
_________________________________________
James B. Reed, Esq.
Personal Injury & Malpractice Attorney
Ziff Law Firm, LLP

By: maria

maria — Tue, 12 May 2009 12:36:54 +0000

I was issued a citaton in Pa for an accident.
I have a spinal cord injury but do expect a full recovery in the future.Can I sue my car insurance for anything? I exhausted my car ins medical coverage very quickly due to the hospital bills, my medical ins is covering them now & I pay the copay.
I have used up all my sick days at work so now I am paying my medical ins.

By: Adam Gee

Adam Gee — Fri, 27 Feb 2009 15:37:49 +0000

Tina – the little bit of information provided makes it tough to give you a straight answer, but I will do my best. If You were in an accident with another vehicle, and you don’t have collision coverage, the other vehicle will still pay for your damage IF he other vehicle was at fault for the accident. If YOU were at fault for the accident, and you don’t have collision coverage, then there is no way to make someone else pay for your damage. That is the risk you take when you choose not to carry collision coverage.

If you were in a single vehicle accident, your insurance company will only pay for the damage if you have comprehensive coverage (just like collision, but applies when there is no other vehicle involved). If you don’t have comprehensive/collision coverage and are involved in a single vehicle accident, no one can be made to pay for your damage.

Sorry to be the bearer of bad news.

Adam M. Gee, Esq.

By: Tina

Tina — Wed, 25 Feb 2009 10:36:24 +0000

My car met with an accident 5 days back and luckly we are safe.But my car’s front portion (bumper)got smashed fully while the glasses scatered,even my back end of the car is damage a little. The worst part is I have no insurence (we were planning). Do I have any possibility to claim money? or any other way to get benefited?